A blog about "nothing"!

Tuesday, June 30, 2015

Thrift store finds-yeah, it's been quite a while!

I haven't had a thrift store post here in ages, simply because I haven't found much.  What I have found has been stuff for the doll blog, and I don't like to duplicate posts between the two blogs.  Even that has been kind of poor pickings overall until recently.  Blah.

This morning I looked at the weather forecast and decided it was going to be far too gloomy for any sewing.  Or much of anything else.  We've had so much rain this month it isn't funny, they are saying it is the 3rd rainiest June in history.  I believe it.  So, given that yucky forecast, I decided it was a good day to go to Pittsburgh and check my favorite thrift stores.  The last time I was there was in April and it was really pathetic, I only bought three things, two of which were neckties for my husband.  And a doll chair!  I had my fingers crossed that my luck would be better this time--must have worked!

First--a book on how to crochet.  My grandmother crocheted a lot but I never managed to learn how.  I remember her trying to show me how, but I just wasn't into it.  I've since regretted that, and when I saw this, I thought it would be worth a try. 

Then I found a tray for 95 cents.  Just a few days earlier I had mentioned to my husband that we needed a second plastic tray and I would have to keep my eyes out for one.  Perfect for what we need it for!

 
Two more neckties for my hubby!  He didn't have to wear a tie for work until this year when the company he is employed by changed ownership.  He loves having a variety of ties, and thrift stores are the perfect place to buy them at, so many of them appear to be brand new and many times you can get one for as little as 95 cents.  These were a little bit more because they are popular themes, but at $2.95 and $3.95 they were a steal. The one on the right is a Jerry Garcia tie, and they can cost brand new anywhere from $16 - $40.  He was thrilled with both of them.  He will be the first to admit that he hates to shop too, so it was a win/win.


For me--a matched set of Lands End sweaters, brand new!!!!!  I LOVE Lands End clothing, I buy a lot of it from them, and I'm always thrilled when I find pieces like this in thrift stores.  I got both pieces for $7.95, if I were to buy these from the website they would have cost me over $100!  They aren't even selling this particular shade of red at the moment either, but I have a real weakness for red clothing (if you hadn't already figured that out) and I couldn't put these into my cart fast enough.  I like sweater sets like this as they can be worn year around and can be dressy or casual. 

The rest of what I found is all doll related, if you want to see it, you can check it out on the doll blog Friday, I won't be posting it until then.  I'm hopeful that these great finds means there will continue to be some good thrift store shopping in the months to come.

Wednesday, June 24, 2015

Busy as a bee?beaver?one legged man in an a** kicking contest?

After enduring the winter that never seemed to end, we've spent a lot of time just getting caught up on things.  The past few weeks we've had some fun things to do as well.  When we bought tickets for two of these events back in February it seemed like forever away.  Both were a whole lot of fun though, and well worth the wait.

On May 31st we went to see Weird Al Yankovic.  We LOVE Weird Al, this is either the 6th or 7th time we've seen him (we lost track!) and we'll probably go again.  This is where we were heading the day of the little tornado that I mentioned before.  (I apologize in advance for the poor photo quality on some of these, I was more concerned with actually enjoying the show instead of taking photos and was just using my iPod!)

 
He puts on a heck of a show, I wish I had a fraction of the energy he has.  If you are a Weird Al fan and he's going to be performing near you, I highly recommend going.
 
 
On June 6th I got to fulfill something that I guess you'd call a "bucket list" kind of thing.  I've been a fan of Prairie Home Companion since the mid 90's and I always thought it would be fun to go see one of their live performances.  Our original plan had been to go see them in New York City this past spring while visiting family, but the hubby's job changed killed that.  One day I was looking on the website to see where they were going to be, and I was so exited to see that they were going to be in the Rochester, NY area.  It's not like right in our backyard, but closer than NYC, and definitely closer than their home base in Minnesota!  I ordered the tickets the day they went on sale, we had great seats and it was everything I expected it to be and more. 
 
Before the show, Garrison Keillor and guest singer Heather Masse warmed up the audience with a sing along:

What was really cool is that they wandered into the audience while they sang, the bottom picture I took when they walked past us, at one point I was within several feet of them.  Then they walked down to the stage to get ready to start the show.
The show was very good, my husband asked me later if I thought it was just an exceptionally good show or it seemed like it was because we were there.  I think it was the first, but perhaps I was biased!  I would definitely go again if they were nearby, I'm still hoping they might be in NYC this fall.  I'm just glad that we got to do this because Garrison Keillor is in his 70's and keeps hinting at retiring.  I don't think the show would be the same without him.
 
Last week I ventured out on a field trip to meet up with one of my fellow doll bloggers.  She and her husband are actively involved with a place called the Coolspring Power Museum, and this past week was one of their big shows of the year.  I wasn't quite sure what to expect, but I thought it was very interesting!  We wandered around the various parts of the museum and she knew a lot about some of the engines and their history, it was nice to have a personal guide.


 
Again, I apologize for the small size of these photos.  This time it's not an issue with the quality of the camera, but for some reason Blogger won't let me resize them, argh!!!!  What's up with that??  If you would like to see them larger, you can click on them and they will open up, but I don't like this, grrr...
 
We finally got the last of my plants into their outdoor beds and the seeds for the onions and lettuce in as well.  We've had torrential rains for the past week (or longer) and I was hesitant to move the pepper plants outdoors for fear of them drowning or getting damaged by wind.  Crazy darned weather!  I'll share the progress next week on some of that, I can't wait to show you the tomato plants!
 
What's new in your world?  After this flurry of activity here, it's now back to normal, day to day stuff.  There are all sorts of things happening locally in the weeks to come, hopefully we will get to enjoy a couple of the festivals and events.  Summer flies by too quickly!
 


Friday, June 5, 2015

A strange coincidence...

Earlier this week I posted about the tornadoes that ravaged this area back in 1985 and how it was the 30th anniversary this year.  What's that saying--"lightning doesn't strike the same place twice"?  Apparently it doesn't apply to tornadoes!!!

They were forecasting some bad weather on Sunday, mostly just thunder and lightning storms, so we didn't think anything of it.  We got some very heavy rain and what we thought was a typical spring/summer thunder storm, nothing any worse than we've had before.  The dog was upset, but she doesn't deal with storms and loud noises well to begin with, so we really didn't pay any attention.  No warnings went up either on any of the channels for anything beyond a severe thunder storm.  We didn't even have any hail.

We left the house at 5 PM to head towards Pittsburgh, we had tickets for a concert there.  We encountered some really nasty weather on the way, some of the heaviest rain I can remember driving through in a very long time, but there wasn't a lot of thunder and lightning with it either.  I was just glad when we finally drove out of it, visibility was just about non-existent. Still didn't think anything of it.

Not long after we got out of that, I got a text message from my nephew.  "Are you guys okay over there?" (he lives on the other side of the county so we frequently refer to where the other lives as "over there")  I texted him back that we hadn't been home since 5, but last we knew everything was fine.  "Why do you ask?" I texted to him.  He had been watching the news and saw where there was some serious damage to the gas station not far from our house, and that the winds had been so strong, it had flipped a vehicle onto it's side!  We had left going a different way, so we missed seeing the damage, but we saw it when we got home.  Once again, didn't think anything of it. 

You can imagine how shocked we were when we watched the news the next morning and it was officially confirmed that a small tornado had been responsible for the damage.  Of course the significance of the date wasn't missed by anyone.  Our neighborhood was fine, fortunately the area it damaged was very isolated.  I texted my niece later on because it wasn't far from her house.  All either of us had to report was some water in the basement, nothing exciting.  We were lucky!

I think next year when May 31 comes around, I'm going to wrap myself in bubble wrap just to be safe.

Sunday, May 31, 2015

30 Years Ago Today...

May 31, 1985 is a day that I will never forget, and I know many others who live in Eastern Ohio, Western Pennsylvania, Southwestern NY and parts of Canada won't either.  The significance of that date:  the 1985 United-States-Canada tornado outbreak. 

Tornadoes aren't particularly common in this area.  We have one here and there, but not very often, primarily because of the hilly terrain.  They don't seem to get much momentum before they dissipate, and usually the damage is minimal.  That's partially why this particular outbreak killed and injured so many people.  Not only were those at the National Weather Service hesitant to post watches and warnings too soon, but when they did, they were somewhat ignored.  There had been so many watches and warnings that never turned into anything over the years that most everyone just dismissed it, a classic case of "boy who cried wolf".  Unfortunately, this was no wolf.  This was so much worse.

I worked in a discount retail store at the time running the front desk.  It was a weird day, sunny, but very humid, I remember feeling like I was going to melt.  As the evening progressed, the weather turned bad, but all I could see were some typical spring thunderstorms from where I was at.  We all went through our normal activities within the store.  I was somewhat engrossed in counting out drawers and doing my usual steps leading up to closing, so I wasn't paying close attention to the crowd of people collecting around the television recently put at the front of the store for display.  When I finally did look up, not only was I shocked at all of these people, but when I looked at the TV screen, I was concerned.  It was a weather map unlike anything I had ever seen before.  Not long after that, the phone rang, it was my mom.  I knew something was seriously wrong because she rarely ever called me at work, we had a "no personal calls" policy and she didn't want to jeopardize my job.  She told me to be careful on my way home because there was a lot of debris scattered and so forth.  I certainly wasn't prepared for what I was going to see.

One of the girls who worked with me needed a ride home, so I offered to take her.  When we pulled into the driveway of her apartment, we both noticed the smashed car next door to her, and we were immediately concerned because we both knew the owner.  We wondered if perhaps it was related to the storms.  At this point neither of us knew the gravity of what all had been going on in the areas around us.  After dropping her off, I headed home.  I saw a lot of tree branches down, pine needles, etc, but nothing alarming.  Until I pulled into my driveway.  There, lying in our front yard was a huge hunk of someone's roof. 

The next morning the news reports had started to come out-major devastation all over the county and this whole section of the state as well as Eastern Ohio, Southwestern New York and Ontario, Canada.  We were actually quite fortunate.  Our biggest issue was debris dumped all over the neighborhood.  I decided to venture out to see what I could find.  I found mostly pieces of pink insulation, some vinyl and aluminum siding, and a bunch of those plastic pots that nurseries put plants in.  The neighbor kids found a bunch of cancelled checks from someone in Ohio and a pair of pants still on a hanger.  As I drove to work that morning, I was stunned at how much building debris was scattered everywhere the whole way to work and I had a 7 mile drive! 

After mentally recreating some of the things that occurred that day, residents where I lived realized that they were incredibly fortunate, one (or more) of the tornadoes had actually bounced over our area which is why we had all of this debris scattered in our yards.  My mom recalled looking out the window and seeing birds "falling from the sky".  More like being thrown.  At the moment it was a bit scary, but upon realization of what could have happened, it was terrifying.  I remember weeks later a story about a teddy bear that was found not far from us being reunited with it's owner from Ohio. 

As fortunate as we were, there were other areas that had experienced complete devastation.  Newton Falls, Hubbard  and Niles, Ohio and Wheatland, PA were the worst as the tornado that swept through there was an F5, the highest rating on the scale.  I suspect that some of the debris we had in our neighborhood may have been from that particular twister, years later I met someone from Newton Falls and he told me that one of the businesses that was destroyed was a gardening center!  That tornado still holds the record as the only F5 to ever touch down in the state of Pennsylvania.  The area hit in Wheatland was almost completely destroyed.   

So many areas were affected with severe injuries, loss of life and homes and businesses destroyed in counties north, south and east of here.  For days the radio and television reported on where to go for help, lists of missing persons, emergency information, etc.  There was nothing else on the TV to watch, all efforts went to getting through this crisis.  Phone service was sporadic in many areas due to damage and destruction of poles, ham radio operators and cb users assisted in communications.  Thinking back on it, it was quite impressive to see how so many people came together to get through this awful time. 

As for the friend with the damaged car:  he was fine, but the car was totaled.  He had been in Hermitage, PA shopping and was heading home when he saw the storm heading towards him.  He tried to outrun it and darned near succeeded.  He didn't get caught up in the tornado itself but in one of the side winds which threw his car onto it's roof.  The crazy part is right after it happened, my niece, her boyfriend and several of their friends came upon the car and recognized it, scared half to death at what they were going to find. 

There were so many stories of what went on that night, I could write forever, but this blog isn't big enough for that.  Instead, I will tell you the story of the one person that made the biggest impression on me.  That night there was a little league baseball game going on in Wheatland.  As the game ended, the umpire, Dave Kostka realized that they were all in danger, and urged everyone to go to their cars or the dugout and get out of the area.  Two kids were there alone, still waiting for their rides, so he grabbed them, put them in his car and started to drive away.  The tornado caught up to them and tossed the car in the air.  When the vehicle hit the ground, he immediately got out, taking the kids with him and headed for a ditch.  The car became airborne again as he threw the two kids into the ditch, and then he laid on them to protect them.  Unfortunately for Kosta, he was pulled out of the ditch by the storm and thrown across the road, not surviving.  But because of him, emergency workers found the kids in the ditch, dazed, but still alive. 

I can say that this series of events will always stay with me, and one that I will always find interesting as well.  About two years after these storms, an article was published in Readers Digest, documenting the events of the day leading up to all of these storms as well as stories of the personal struggles.  It was one of the best accounts of this disaster, detailing many of the stories of those who survived as well as those who perished.  It was later turned into a book called "Tornado Watch Number 211".  It's hard to find, but it is an excellent read. 

A couple of years ago after my mom had passed away, my brother and my eldest sister were going through a box of her things that we had originally thought was only photos.  You can imagine my surprise when I found a copy of the local newspaper published just after these storms had hit the area.  I kept it as it didn't mean anything to either of them as my brother lived in an area that managed to escape damage and my sister lived completely out of the area.  The following photos are shots I took from that newspaper, as well as photos I took of the two memorials not far from here, one remembering Dave Kosta and the other remembering all of the victims and the businesses that were lost to that storm in Wheatland.  While 30 years have passed since that day, it has not only left some emotional scars for those affected, but it's made the area stronger.  I know that now when I see weather warnings posted, I'm much more aware of what is going on, and I'm sure I'm not the only one.

Sawhill/Tornado Memorial, Corner of Main & Clinton Streets, Wheatland, PA


S. David Kosta Memorial, Roemer Blvd, Farrell, PA

Cover Of Sharon Herald, June 1, 1985

 Headline of Sharon Herald, June 1, 1985
 Photos from the Sharon Herald, June 1, 1985


For additional reading:
http://www.weather.gov/ctp/TornadoOutbreak_May311985
http://www.pahighways.com/features/may31tornadoes.html
http://en.wikipedia.org/wiki/1985_United_States%E2%80%93Canada_tornado_outbreak

This outbreak as of May 2015 still stands as the worst outbreak in Pennsylvania.  It did over 600 Million dollars in property damage which if converted to todays standards is over $1 Billion. 


Sunday, May 24, 2015

Have you tried Zulily?

Not familiar with Zulily or never heard of it?  It's an online retailing concept that is rather unique.  Instead of them keeping mass quantities of merchandise in a warehouse, they have worked out deals with various companies.  They offer items at discounts for a few days and then when the sale is over with, the merchandise is then shipped to them where they then ship it out to the purchaser.  They don't have to store the merchandise for an extended time in a huge (and expensive) warehouse, cutting down their overhead considerably.

So how does it work?  Every day they have a group of new items in all sorts of different categories that they make available for sale.  Usually these items are only available for a couple of days at most, some as short as 24 hours.  Once the sale for that item is done, that's it, you're out of luck.  If you placed an order, you will get your item once they have received it and shipped it to you.  Discounts on full retail can vary and is different even sometimes if they happen to sell the same item at another time.  You snooze, you may loose.

The bonus--sometimes the discounts can be hefty.  I recently purchased an item at a 50% discount and after doing a bit of homework, could not find it this cheap anywhere else, even with shipping factored in.  The item was shipped to my doorstep, saving me a lot of time looking around and gas money.  And it was very high quality when I received it, I was very happy with what I got. 

Is everything a deal?  No, unfortunately not.  I've looked at a couple of things on there, only to discover after doing a some checking that they weren't a deal at all.  That's where being a cheapskate comes in handy, I have no issue with doing a bit of research to be certain I'm going to get the best price. 

The caveats?  First off, they have a very rigid return policy.  Basically it's no returns unless the item is defective or damaged.  So if you're one of those people who is unsure of your size and you order the same item in 3 different sizes and return the two that don't work--not going to be a good thing for you.  I've read a number of reviews on them and I hate to say it, but it seems as though most of the complaints have been with clothing items--bad fit, poor quality, etc.  I just steer clear of those items.  And you can't be in a hurry to get these items AT ALL.  Their policy clearly states that it can take 10-17 days for your merchandise to even be shipped.  This is due to the way they operate with the manufacturers, and basically you (and they) are at the mercy of how quickly these companies get these items to them.  The item that I purchased took just over two weeks to arrive from the date I ordered it.  Didn't bother me since I knew what to expect, but I wanted to make that clear to anyone who might be interested in buying from them.  They do have a section of items they have in stock that you can order from in case you need it in a hurry, but it is a limited selection.

I've only purchased the one item from them, but I do go in and check every day to see what they have new.  Some of the companies are big names (Nautica, Clarks, American Girl, etc) and some are upstarts that need an easy way to get their name and merchandise out there.  Some of it is closeout type merchandise, some of it is the same things you would find in other retail stores.  It's one of those places that you need to check regularly if that's your thing.  I have no doubt that one of these days I'm going to come across something else I just have to have!

Lastly, you can sign up for an e-mail notification and they will let you know what's coming up for sale.  I'll be honest, these e-mails can reach the annoying point, and you can unsubscribe.  The good news is that unsubscribing doesn't "ban" you from buying from them.  It's not a secret club kind of thing, you can still go in and poke around the website to see if there is anything that interests you.  There is no membership fee to join either, you just sign up. 

I guess back when they first started the discounts were even better.  Darn, I missed out on that!  I still think it's a neat concept, and here's a link if you are interested in checking it out.  If you use my link, I'll get a discount if you buy something, so thanks in advance if you do!
http://www.zulily.com/invite/fhough701

Saturday, May 16, 2015

I guess I'll never understand/Don't do it!

I recently read a post by Danielle of Blissful and Domestic that really annoyed me.  A lot.  To sum it up, she had received nasty e-mails and comments in regards to how she must hate her son because she post doesn't post enough pictures of him.  Seriously?  Since when is the number of photos you post of your friends and family a measure of your feelings about them?  If that's the case, my husband must be the scum of the earth in my eyes in comparison to my dog! 

I loved the comments she got to this post though, they were all very supportive and pointed out that said persons must not have much of a life if they feel the need to constantly put someone down.  I've talked about this before here on my blog.  I don't quite get the urge to be so mean to someone that you don't even know.  Then I thought of a conversation I recently had with a family member, and it not only put things in perspective, but I think it's a great lesson in human behavior.

Her daughter is only 13, and is having to deal with the whole catty girlfriend issue.  Some of it is ridiculous, and I think it's way worse than it was when I was that age.  I guess it got pretty bad at one point, she was really down in the dumps about it.  So bad that the mom actually went and talked to the school counselor about it, only to find out that the girl who was behind the catty behavior was notorious for this and this wasn't the first issue she'd had.  After a long conversation with the daughter, she decided that this girl wasn't worth worrying about anymore.  What happened afterwards was the best part though.

Once again, catty girl said something behind 13 year-old's back that made it's way around to her.  She decided to confront this girl via a text message with the "if you have something to say to me or have a problem with me, have the guts to say it to my face."  Then she took it a step further.  The next day at school, she walked right up to the girl and said the same thing to her.  What was interesting is that the girl was visibly scared, she said she was actually shaking.  After she said her piece, she walked away, and she hasn't had an issue with her since.  I suspect that no one has ever corrected or confronted the bully before.  And that she is a very insecure person deep down inside which is why she does what she does.  I hope perhaps this was a lesson for her as well.  13 year-old has moved on, and I was very proud of her for handling it the way she did. 

The reason I bring this up is because it confirms something I've thought for a very long time about nasty comments on the internet.  It's easy to hide behind a computer screen and make nasty comments about others when they can't retaliate.  In this case I don't think that the catty girl thought anyone would ever come after her for what she said and she would continue to get away with it.  She found out otherwise.  I've seen some horrible behavior on the internet by others who I know don't think that they will ever be found out.  Oh how wrong they are.  Recently a very popular blogger that I used to follow has been outed as not being as "authentic and genuine" as she appeared to be, and the backlash is proving to be very interesting.  Actress Ashley Judd was a victim of some horrible bullying on Twitter and she is pursuing legal action against some of these bullies.  These are just two examples and I'm sure that there are plenty of others and many yet to come.

Let me just say that "hiding" behind the veil of the internet isn't a good idea.  First off, it's cowardly, but second--you are going to eventually get caught.  I recently had an incident on my other blog with someone trying to post a completely inappropriate comment.  Then they tried to post a response to that comment, posing as someone else.  What they didn't realize is that because of the nature of that blog and the large number of younger readers I have, most comments are automatically thrown into a moderation mode and those that aren't, I closely monitor.  In addition, because of the software used with that particular blog, I was able to instantly detect that it was the same person posting both comments as well as where they were from, who their internet provider was and various other information that had I needed to, I could have turned over to law enforcement.   You are NEVER anonymous on the internet, no matter what you think otherwise.  Choose your words and actions carefully. 

The blogger who I mentioned that was found out not to be who she claimed she was--all that information was discovered by some very savvy folks who found most of the information used to discredit this person via the internet.  You can't hide forever.  I'm sorry, but I just don't have the time or the need to make up a whole lifestyle just to impress people.  It just isn't worth it.  I wonder about those who do this kind of thing though, are they really that needy?

One last thing--to those who think that being "anonymous" when complaining about something is okay.  Guess what?  When I was working in my last job, if we got a letter or complaint from someone that wasn't signed, it went in to the trash.  If you aren't going to be willing to "own" your words, in our eyes your opinion didn't count.  Keep that in mind.

Wednesday, May 6, 2015

You've got to be kidding me!?!?!?!

I hadn't planned on posting again this week, but something happened that I just had to share because it falls under the MOST ridiculous thing EVER.  I'm still shaking my head.

I'm very diligent about checking our credit card accounts on a regular basis.  No one is going to pull a fast one on me, and recently it paid off.  I noticed a charge for $1.09.  This stood out for so many reasons:  I would never charge so little to begin with unless I had absolutely no choice, and because of that, I would definitely remember that small of a charge.  Plus, I know from bad experiences from several friends, scammers usually start with a small purchase and if it goes through undisputed, they will then move on to bigger and better things.

As soon as I could, I called my credit card company to report it.  Of course I had to go through the hassle of cancelling my cards, etc, and then officially "disputing" the charge in question.  No biggie, we've only ever had to do this one other time before and it was relatively painless. 

I also noticed a phone number beside the charge in question on the statement, so I decided to do a reverse lookup on it.  It was: (are you ready for this)  Experian!  Yeah, the agency that is supposed to be monitoring your credit, one of the so called top 3 credit reporting bureaus in the US.  It was one of the companies that work under their corporation.

As soon as they opened, I called to find out what was going on.  This just gets crazier, and I'm still half laughing/half pissed off about it.  Someone had used my credit card number to purchase a credit report and a credit monitoring service!  WHAT?!?!  Besides being gutsy as all get out, why didn't Experian discover that the name on the account didn't match the name on the credit card?!?!?!

Here's the disturbing part of all of this--apparently it happens all the time and has been for a while.  I found a whole story very similar to mine on a blog and found this in the comments section, told to this person from an Experian rep:  "It's common for identity thieves to get a hold of a credit card number and use it to buy someone else's credit report."  Say what?!?!  In other words, the person who used my credit card number may not be even the person whose name is on the credit report they ordered, it could be stolen as well.  Wow, just wow.  And Experian does nothing to stop this obviously, the reports I'm reading about this go clear back to 2012.  There were probably close to 100 comments on this blog, primarily people who had experienced the same type of thing, all from Experian.

Some of it is phony, people using the Experian name to show up on a credit card statement so it looks legit.  But a lot of it is not.  In fact, there were several people who said that they hadn't had any issues with credit card fraud UNTIL they signed up for monitoring through one of Experian's companies.  They operate under several different ones, Free Credit Report.com is one that comes to mind as they advertise extensively.  The one that had used my credit card number is called Credit Check Total.

I also found a number of complaints in regards to their offers of "free credit reports".  Hardly.  First, they charge you a fee of $1.  In fine print you will discover that when you do this, it automatically enrolls you in their credit monitoring service (what I suspect happened with mine, except I caught it too fast) and they will automatically charge your credit card a monthly fee until you cancel it.  In 2005 the Federal Trade Commission investigated them for this very thing.  Apparently they haven't learned anything from it though and think they are still above the law.  They keep on getting away with it, they just lowered their fees.

I know that back when I worked in the banking industry, we didn't even use Experian for credit reporting purposes.  They were unreliable and inaccurate more times than not.  Apparently that hasn't changed!

Anyhow, my reason for posting this is to make everyone aware of this type of fraud.  It can happen so easily, even to someone as particular as I am.  I'm not even sure how they got my credit card number in the first place, I just know that they got it.  And Experian does not offer any due diligence on verifying the information they are given.  Not only did they not require the 3 or 4 number code on the back of the card, they didn't compare the names on the accounts.  Very negligent if you ask me.  In the blog I read, someone said they were told that they(Experian) don't require the number from the back of the card or verify that the names match because "someone might be buying it for someone else as a gift."  Huh?!?!

So what should you do if this happens?  First off, call your credit card company to report it, and they will investigate it, cancel that card, issue you new numbers and cards and hopefully reverse the charge.  You then will need to verify that the company who charged your card is legit (pretty easy to do on the internet) and then you will need to contact them to cancel the service if in fact it is Experian or one of their affiliate companies.  The reason you need to do this is because several people commented that even after they had cancelled the card, Experian had managed to get their new number and yup, you guessed it--started charging the new card.  Remember, this is a credit bureau you are dealing with, so they have all of this information at their fingertips, legally.

One step to take further if you are concerned about ID theft is to freeze your credit (if you haven't already).  It costs a nominal fee and prevents anyone from opening any NEW accounts under your name.  I emphasize new accounts because it does not prevent theft of existing credit card accounts.  It just protects you from anyone opening any additional credit cards or loans in your name.  You still have to be pro-active in checking your own existing accounts.  How does it work?  Once your credit is frozen, no one can access your credit history, FICO score, etc. unless you unfreeze it.  It also helps to eliminate those unwanted credit card offers you may receive in the mail (which can also be an open invitation for further fraud.)

I hate to sound like such a negative Nelly here, but I really want everyone to be aware of this.  Banks are not our friends and from this whole experience and my research, it sounds like the credit bureaus aren't either.  The bad part is that for so many people, credit cards are a necessity, even if you don't carry a revolving balance.  You can't rent a car, a hotel room--so many things without a credit card.  They literally have us at their mercy.

Poor show Experian.